#1. Little things add up. Buying that coffee every morning, eating out daily for lunch and buying the latest apps can put a dent in your wallet.
#2. Plan a menu for family meals. Groceries cost a lot less than eating out for dinner and it is much healthier for your family.
#3. Cut it out. Assess your purchasing habits and your spending patterns. Some of those habits may lead to extra things that you really don’t need. For example, it may be easy for you to cut out the magazine subsciptions that you don't read anymore.
#4. Tax refund check. Think about the long term benefits of utilizing your tax refund check to cut down on debt or invest in savings.
For more helpful tips look at www.moneywisebc.org under "tools".
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